COVID-19 

OUR RESPONSE:

Updated 10/15/2020:

Our Cambridge location is now open for walk in service, but you can still call/text us for all of your insurance needs at 800-931-7484. If you do come in to the office, please wear a mask and follow social distancing guidelines.  If you have tested positive for COVID-19, have been exposed to someone who has tested positive, or are awaiting test results for yourself or someone you've been exposed to, or if you have symptoms of COVID-19 - we kindly ask you to call us instead of visit our office.  Our Easton and Federalsburg locations remain open on an appointment only basis. The safety of our community, clients, and staff are our number one priority.   Thank you! 

 

 

Maryland Insurance Administration Advisory on COVID-19 and Motor Vehicle Registrations
BALTIMORE- On March 5, 2020, Governor Lawrence J. Hogan, Jr. declared a State of Emergency for Maryland due to theCOVID-19 virus.As a result of this event the lives and livelihoods of Maryland residents have been adversely affected.Owners of vehicles registered in the State may be looking for ways to cut expenses and may be considering the option of returning registration plates (license plates) and dropping their insurance coverage.Please note that driving an uninsured vehicle is illegal and can result in significant personal liability for damage and injury to others in the event of an accident. Like most State agencies, the Maryland Department of Transportation Motor Vehicle Administration’s (“MDOT MVA”) offices are presently closed to the public. However, license plates can be dropped off at the MDOT MVA’s 24 hour drop boxes in Baltimore City, Columbia, Gaithersburg, Glen Burnie, Salisbury office, Westminster and Walnut Hill.Plates can also be mailed to the Glen Burnie location at 6601 Ritchie Highway, Glen Burnie 21062.You should document the date and time of drop off or mailing of plates by photo, video and / or mailing method. The MDOT MVA issued the following statement regarding the suspension of insurance lapse fines during the State of Emergency: http://www.mva.maryland.gov/vehicles/insurance/   Vehicles without tags should be parked in a secure location with the permission of the property owner to avoid towing or citations.Untagged or uninsured vehicles should not be driven for any reason. Special Note: The Maryland Insurance Administration remains fully operational during the COVID-19 emergency. If you would like to file an insurance complaint, please use our online portal:https://enterprise.insurance.maryland.gov/consumer/ConsumerPortalWelcomePage.aspx   About the Maryland Insurance Administration

 

 

RESOURCES FOR BUSINESSES:

Paycheck Protection Program (PPP)

U.S. Department of Treasury new information regarding the Paycheck Protection Program. The Paycheck Protection Program prioritizes millions of Americans employed by small businesses by authorizing up to $349 billion toward job retention and certain other expenses. Resources provided by the U.S. Department of Treasury below and visit their webpage for additional information.

• NEW - Coronavirus Small Business Guide & Loan Checklist can be found here
• A top-line overview of the program can be found here.
• If you’re a lender, more information can be found here.
• If you’re a borrower, more information can be found here.
• The loan calculator can be found here.

NEW - Updated application for borrowers can be found here.

 

 

When can you apply for the PPPL (Paycheck Protection Program Loan)?

Small businesses and sole proprietors can apply for the loans beginning April 3. Independent contractors and self-employed individuals can apply April 10. 

https://www.inc.com/kevin-j-ryan/small-business-loan-new-guidance-from-treasury-department.html?utm_source=incthismorning

 

 

Maryland Small Business COVID-19 Business Relief Programs

Maryland Small Business COVID-19 Emergency Relief Loan Fund

Maryland Small Business COVID-19 Emergency Relief Grant Fund

Maryland COVID-19 Emergency Relief Manufacturing Fund

 

 

Not sure what your business NAICS # is? You will find it here.

Bookmark the NAICS manual for future reference:

https://www.census.gov/eos/www/naics/2017NAICS/2017_NAICS_Manual.pdf

 

SBDC Business Survival Guide – Updated as new information becomes available. https://docs.google.com/document/d/1EAS90feseZIOXDzVbNJ1wgqkNjcNpQJzGRTAy1mUjFc/edit#heading=h.afqyp6f34wrh

 

 

Daily SBA Conference Call – Updates provided and you can ask questions. 3:00pm, Call – 202-765-1264, Conf Call ID# 827-299-626

New, Daily SBA Conference Call - Starts 4.2.20 (daily) at 5:30pm Call 202-765-1264, Conf Call ID#310-688-488 (then #)