Business & Commercial Insurance
Business & Commercial Insurance Quote Forms
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Business & Commercial Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Business & Commercial Insurance Information
Business & Commercial Insurance in Maryland
Owning a business comes with risks and responsibilities. Having the proper insurance coverage to handle these risks when they come up is a crucial step in keeping your business protected. Every business will require different types of insurance to make up their business insurance package. Speak with an experienced agent at Whitten Insurance Agency to help find the right policies for your business.
What Types of Coverage Are Included With Business Insurance?
Several policies can be bundled together as business insurance to give you comprehensive coverage. Common coverages that many businesses have include:
Premises liability covers you if a person not employed at your business becomes injured on your property.
Products liability covers you if a product or service causes injury to someone’s body or inflicts damage on a consumer’s personal property.
A personal injury is when your business inflicts physical, financial or mental damage to a third party.
Advertisement injuries are caused by alleged misinformation, copyright infringement or slander made by your business.
Commercial property insurance helps you if your business experiences a loss such as a fire, explosion, burst pipe, storm or theft. This insurance compensates you for losses or damage to your building, leased or owned equipment and other property on the premises.
Employment practices liability insurance helps cover wrongful acts that occur during the employment process such as claims of discrimination, wrongful termination, sexual harassment and retaliation. This coverage also reimburses you for the costs of defending a lawsuit in court and for judgments and settlements.
Professional liability insurance is also known as errors and omissions (E&O) insurance, this coverage can help protect your business against claims that a service you provided caused a client to suffer due to a mistake on your part or because you failed to perform a service.
Workers’ compensation is required in most states and is used to help cover medical bills or wage replacement for employees who experience a work-related injury or illness.
Cyber liability insurance helps protect your business from a cyber attack or interruption that can cause a loss in data, revenue and trust between you and your customers.
Commercial auto helps cover the costs of an auto accident if you or an employee is at fault. This coverage can help pay for damaged property and medical expenses.
Learn More About Business Insurance
At Whitten Insurance Agency we are prepared to help you find the coverage that best suits your business’s needs. Contact your agent to speak about business insurance options today.