A dash cam, or dash camera, can be an important tool to add to your vehicle. For drivers on the road a lot, it can be very helpful. Dash cameras capture what happens in front of your vehicle. Some will record this information. The information can then help you to prove your case in a variety of situations.
Some states do not recognize dash cameras like this for verification of fault in an accident. Others may allow it to be evidence in a crash.
How Does a Dash Cam Work?
Dash cams capture what happens in front of (and sometimes to the side of) the vehicle. When operational, the camera will record what happens to your car as you drive. If you are in an accident, the camera may capture details of that accident. This could help you prove you were not at fault in the cause. However, it can also prove you were at fault. This depends on the circumstances of the case. It is always a good idea to ensure you recognize risk when using these cameras.
Let’s say you are driving down the street, and swerve a bit to miss a pothole. You end up crossing the yellow line. You strike another driver. The dash cam can show who was in the wrong.
This information can also show your auto insurance provider the risks you take. For example, if you are driving recklessly, the camera will pick this up. Not only could you get a ticket, but you could also face higher car insurance costs down the road.
If you use a dash cam, use it wisely. Be sure you turn them on, too. Most drivers are not in high-risk situations often. However, when these occur, you might find dash cam evidence beneficial.
Don’t Forget About the Back
Another investment to consider is a rear camera. These often link to your in-car dashboard. They can provide you with video of what is happening behind the car. This way, you can see if someone is there. You can see how much distance you have between you and the stationary object. This information helps you avoid accidents. In some cases, rear cameras can help with verifying fault as well. Some systems record this data. Others do not.
In all cases, you need to consider how your auto insurance agent views these types of tools. In some cases, they can reduce risk and improve safety. In these cases, they could help you save money on your policy. However, remember that these tools might also prove your own fault in accidents. Therefore, realize that these benefits might have their drawbacks as well.