WEDNESDAY, FEBRUARY 26, 2020
 Dashcams often produce viral online videos, but that's not what they're really designed for. Dashcams can show what really happened in an accident and therefore make the auto insurance claims process much easier.
Dashcams Provide A Clear Account Of The Accident
As a matter of human nature, people very rarely make good witnesses. And witness reliability goes down even more after a traumatic incident, such as an accident. They forget details, have trouble putting what they saw into words, or just weren't looking in the right place at the right time. A dashcam video allows insurers to watch the accident just as if they had a first-hand view of it.
Dashcams Can Bust Lies
Often after an accident, the at-fault driver will lie about what happened. They'll claim they had the green light, or that you came into their lane. In many situations, the police and car insurance adjusters are able to figure out what really happened. But in some cases, they may not be able to — and they’ll fall for the lie. For example, say someone backed into you when there were no witnesses around and they claimed you rear-ended them. In a bumper-to-bumper crash like that, the police are almost always going to believe the driver who says they got hit from behind. Your dashcam will show what really happened.
Dashcams Make the Claims Process Faster
It can sometimes take weeks for two auto insurance companies to argue over how to interpret the accident report, reach out to witnesses, and decide who's at-fault. Even when everyone is telling the truth, the insurance companies still may not have complete information, so they each end up trying to interpret things in their own favor. Just like a dashcam can back or contradict what a witness says, it can also easily show which insurance adjuster is right.
Dashcams Help Catch Hit-and-Run Drivers
If you're ever involved in a hit-and-run collision, your dashcam can help keep the hit-and-run driver from getting away. You may not see the other car coming or have time to catch the license plate, but your camera might capture a clear image that the police and your car insurance company can use to track that driver down.
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