Auto Insurance
Auto Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Auto Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Auto Insurance Information
Auto Insurance
Coverage for Drivers Across Maryland
Every driver faces a certain amount of risk when setting out on the road. Even the safest drivers face around five accidents in their lifetime, so it is important to have the right amount of insurance to cover possible losses.
The insurance professionals at Whitten Insurance will work with you to evaluate your risks and tailor an auto insurance policy specifically for your needs and your budget.
What Does Auto Insurance Cover?
Auto insurance comes in many shapes and forms. Full coverage is generally recommended for most drivers, which simply refers to the highest amount of auto insurance you may have on a single vehicle.
A full coverage auto insurance policy may include:
-
Comprehensive Coverage: Comprehensive coverage provides compensation for damages to the vehicle caused by fire, wind, hail, lightning, smoke, theft, vandalism and more.
-
Collision Coverage:Collision coverage provides compensation for damages to the vehicle caused by a collision with another vehicle or object.
-
Liability:Liability insurance covers bodily injury and property damage you may cause someone else while operating the insured vehicle.
-
Medical Payments Coverage:Medical payments coverage provides compensation for medical bills you and your passengers may face after an accident, no matter who caused the accident.
-
Uninsured/Underinsured Motorist:This insurance covers damages that occur in an accident with another driver who is not carrying insurance.
-
Roadside Assistance: Roadside assistance covers trip interruption expenses such as running out of gas or needing to be towed.
How Much Does Your Driving Record Affect Your Car Insurance Premiums?
Your driving record is one of the biggest influences on your car insurance rates. The worse your driving record, the more you may pay for insurance. Different violations may last on your record for varying lengths of time, as well. For example, a single at fault accident may last on your record between three to five years while a DUI could last on your record up to 10 years.
Insure Your Vehicle
Protect your vehicle with a tailored auto insurance policy. Call Whitten Insurance at
or fill out an to get started today.
Common Auto Insurance Questions
How Much Auto Insurance Do I Need?
Every driver’s insurance needs differ. In general, we recommend that drivers carry full coverage auto insurance to completely cover their property, injury and liability needs.
How Much Does Auto Insurance Cost?
The cost of auto insurance varies depending on multiple factors such as your location, driving record, credit score, value of the vehicle, coverage limits and other factors. Fill out an online quote form to find out how much you can save on auto insurance today.
What Auto Insurance is Required by Law?
Auto insurance requirements vary between states. In Maryland, all drivers must carry at least:
-
$30,000 in bodily injury liability per person
-
$60,000 in bodily injury liability per accident
-
$15,000 in property damage liability
|